
So, this new Value Added Service called MTN XtraCash that has been added to MTN online scheme for customers to borrow cash, is based on eligibility in order to restrict some bad users and actors from misusing the service. However, the eligibility isn’t strict; just be an active MTN user and you are done.
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How to apply for MTN XtraCash service
You can borrow from N5,000 to N10,000 based on eligibility. Then, dial *606# and choose “XtraCash” option and in the next stage, you will be asked to open a Diamond Yello account by dialling *710# or if you already have, you can proceed to select the amount of cash you wish to borrow or loan and your Diamond MTN Yello account would be credited successfully.
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Note: MTN XtraCash cash loan maturity period is 30 days at an interest rate of 15%.
So, you can start to loan and borrow real cash from MTN with MTN XtraCash service.

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